Canadian Dental Care Plan

For too many Canadians, dental care is an unaffordable indulgence. Money out of pocket, no coverage, and overly complicated programs such as the Canadian Dental Care Plan (CDCP) frequently lead to seniors and families putting off necessary care. Even with the CDCP, income levels, cost limits, and qualification requirements can be daunting.

Imagine having a cavity that needs filling, but not getting it because you can’t pay for it. Or being a fixed-income retiree with no way to get new dentures. The issues aren’t really about money; they impact your self-esteem, health, and general quality of life.

The CDCP desires to assist, but its mandates make people uncertain about how to go about seeking assistance.

At Altitude Dental, we make it easy. As a CDCP-participating dentist, we guide you through eligibility, handle direct billing, and ensure you get the most from your coverage.

Our objective? Make dental care easy, affordable, and convenient for everyone in Coquitlam and beyond.

What is the Canadian Dental Care Plan (CDCP)?

CDCP is a national program that provides Canadians who do not have dental coverage with access to preventive and restorative care. Providers are reimbursed directly for services such as cleanings, fillings, and emergency services to help eligible individuals, with no out-of-pocket fees.

CDCP Benefits

The CDCP benefit helps make significant dental care more accessible to uninsured Canadians by subsidizing treatments such as cleanings, fillings, extractions, and dentures.

The amounts of coverage are determined according to family income, thereby helping to pay for or eliminate out-of-pocket expenses. Altitude Dental is committed to making our community aware of these benefits and reaping the long-term benefits of quality dental care by following all the guidelines of Canada’s dental care plan.

Who Is Eligible for the CDCP?

To qualify, you must:

Meet Age Requirements :

Children under 18 (automatic eligibility).
Adults aged 18–34 or 55+ (newly eligible in 2025).
Seniors aged 65+ (prioritized group)

CDCP members who currently have coverage under the plan need to renew their coverage before June 1, 2025, for the new 2025 to 2026 coverage period.

Stay Within Income Limits: Adjusted Family Net Income (AFNI) must be less than $90,000 annually (before taxes).
Exact thresholds vary by province; check eligibility via the Canada Revenue Agency (CRA) portal.

Lack Private Insurance: No access to workplace dental plans or private coverage.
If you have partial insurance, the CDCP may cover remaining costs.

Be a Canadian Resident: Valid Social Insurance Number (SIN) and provincial health card required.
Proof of filing tax returns for the previous year is mandatory.

Special Cases: Adults with a Disability Tax Credit Certificate automatically qualify.

CDCP Coverage and Income Guidelines

Your adjusted family net income determines how much coverage you are eligible for under the Canadian Dental Insurance Plan.

Sr No	Adjusted Family Net Income	CDCP Coverage	Patient Responsibility
1	Lower than $70,000	100% of eligible costs covered	0%
2	$70,000–$79,999	60% of eligible costs covered	40%
3	$80,000–$89,999	40% of eligible costs covered	60%

Patients are responsible for any services not fully covered by the plan, such as lab fees or optional treatments. We are more than happy to have a discussion regarding coverage during the visit and to assist in making well-informed decisions regarding your care.

What’s Covered?

Preventive Care: Cleanings, exams, X-rays, and fluoride treatments (twice yearly).
Restorative Services:
Fillings, root canals, crowns, and extractions.
Emergency Treatments: Toothaches, Infections, and Trauma.
Prosthetics: Dentures for seniors and low-income patients.

What’s Not Covered?

Composite resin or porcelain veneers
Three-quarter crowns
Inlays and onlays made from any dental material
Temporomandibular appliances and therapy
Fixed dental bridges

Whether you are looking for a Canadian dental plan for seniors or adults, it is necessary to consult your dentist before making any decision

How to Apply for the CDCP

Check Eligibility: Use the CRA online tool to confirm income and coverage gaps.
Submit an Application: Apply via the CRA portal or email. Required documents:
Proof of income (e.g., Notice of Assessment).
Dental insurance details (if applicable).
Wait for Approval: Processing takes 4–6 weeks. Once approved, schedule appointments with participating dentists like Altitude Dental.

Why Choose Altitude Dental as Your CDCP Dentist?

Direct Billing: We handle CDCP claims, so you don’t pay upfront
Tailored Care From cleanings to dentures, we match treatments to CDCP guidelines.
Clear Communication: We explain costs, coverage limits, and options simply.
Verifying Eligibility: We confirm your income tier and coverage limits upfront.
Handling Paperwork: We manage direct billing to reduce administrative stress.
Tailoring Treatment: We design care plans around CDCP guidelines while prioritizing your oral health needs.

Schedule Your Appointment Today

At Altitude Dental, we’re here to help you make the most of the CDCP. Contact us to learn how we can support your oral health journey without the stress.